Quick Answer: What Is A Pre Existing Condition For Pet Insurance?

What is considered a pre-existing condition?

A pre-existing condition is any injury or illnesses that your pet shows symptoms of before coverage begins.

You don’t need to formally know the name of the condition for it to be considered pre-existing.

Pre-existing conditions are not covered by any pet insurance providers.

What is classed as a pre existing condition pet insurance?

What is pet insurance for pre-existing medical conditions? Pet insurance for pre-existing medical conditions is a type of pet insurance designed specifically for people whose pets already have a medical condition before they take out an insurance policy.

Do any pet insurance policies cover pre existing conditions?

No pet insurance company covers pre-existing conditions, but a pre-existing condition will never prevent you from obtaining pet insurance coverage. Curable pre-existing conditions may be covered if the pet goes 12 months symptom and treatment free while incurable pre-existing conditions will never be covered.

What is considered a pre existing condition?

Under the “objective standard” definition, a pre-existing condition is any condition for which the patient has already received medical advice or treatment prior to enrollment in a new medical insurance plan. Notably, pregnancy is a pre-existing condition that will be treated regardless of prior treatment.

Can you get pet insurance if your pet is already sick?

While your pet’s current sickness won’t be covered under your pet insurance policy as it’s a pre-existing condition, you can still get a policy for new injuries and illnesses down the road.

How do insurance companies know about pre existing conditions?

Insurers then use your permission to snoop through old records to look for anything that they might be able to use against you. If you have a pre-existing condition, they’ll try to deny your claim on the grounds that you were already injured and their insured had nothing to do with it.

What are pre existing conditions for dogs?

Pre-existing conditions are significant problems or conditions that your pet has before you enroll him in an insurance program. For instance, cancer, heart disease, arthritis, and some other very common pet ailments are considered pre-existing conditions.